Andel Martinus, Maria Indriyani Hewe Tiwu, and Novi Theresia Kiak. “PERSEPSI MAHASISWA KOTA KUPANG TERHADAP PENERAPAN CBDC DI INDONESIA”. E-Jurnal Ekonomi Pembangunan 13, no. 07 (November 2, 2025): 461–481. Accessed February 21, 2026. https://ejournal1.unud.ac.id/index.php/eep/article/view/2857.