Analysis of the Influence of Financial Ratio Factors on Profitability
DOI:
https://doi.org/10.24843/Keywords:
NPF, FDR, BOPO, CAR, NOM, ProfitabilityAbstract
The purpose of this study is to identify the factors that affect the
profitability of Islamic commercial banks in Indonesia. The population
of this study is Islamic commercial banks in Indonesia which are listed
on the IDX for the period 2018-2021. The sampling technique used was
purposive sampling. The number of samples used is 10 Islamic
commercial banks with an observation period of 4 years, the total
research sample is 40 observations. The independent variables in this
study are NPF, FDR, BOP, CAR and NOM, while the dependent
variable is profitability which is proxies in ROA. The data analysis
technique used is multiple linear regression. The results showed that the
NPF and BOPO variables had a negative effect on profitability, while
the FDR, CAR and NOM variables had a positive effect. The results of
this study support the signal theory, all variables provide a signal on the
profitability of Islamic Commercial Banks in Indonesia.
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